With ZestMoney EMI on Flipkart, you get no cost, 0% interest EMI on all your purchased on Flipkart, be it Smartphones, TVs & Appliances, Electronics, Fashion Apparels for both Men & Women, Home & Furniture products, Grocery and more on Flipkart.
To purchase products on Amazon EMI using your ZestMone credit, you can either generate a gift card from the ZestMoney website/app or choose ZestMoney under the Amazon EMI options on the checkout page to complete your purchase.
Buy your favourite Mi products and pay over a period of time, without the need of a credit card.
- Buy now, pay later. Hassle-free EMI, pay over a period of time.
- No down payment. Zero processing fee, nominal interest rates apply.
- Flexible EMI. Easy repayment options, pay in 6/12 months.
Debit EMI is a new EMI method using which you can avail EMI on your debit card. You don't need to have the entire amount in your account at the time of transaction and bank will not block any amount on your card. Currently, EMI is available only on HDFC, SBI, Axis, ICICI, Federal and Kotak Mahindra debit cards.
Request you to give a missed call to 9513650707 from your registered phone number and you will receive an SMS with your available credit limit.
Do I have a credit limit with ZestMoney? Yes. Once you register on ZestMoney and upload your documents, an approved credit limit will be given to you on final approval. The amount you spend on EMI must be within that limit.
3 steps to fulfil your dream with ZestMoney EMI
- Signup with ZestMoney. Complete your profile to signup with ZestMoney & discover your credit limit.
- Activate your credit limit. Upload your KYC & setup automatic repayments to start using your credit limit across our 1000+ merchant partners.
- Pay with ZestMoney EMI.
Your Credit Limit will grow if you pay your EMIs on time. ZestMoney lets you sign up for auto-debit from your bank account, which makes paying your EMIs on time even easier. ZestMoney is a super easy way to buy whatever you wish for - even if you don't have a credit card or CIBIL score.
*Note* ZestMoney offers instant personal loan exclusively to consumers with a ZestMoney credit limit! If you don't have a credit limit, no problem. Sign up today!
We're sorry but once the voucher codes have been emailed to you, we cannot cancel them or your loan. We recommend you contact Flipkart regarding a cancellation request.
To use ZestMoney, you must be over 18 years of age and under 65 years. You must be Indian resident and have a bank account, PAN card & Aadhaar card. A credit card is not mandatory.
If you need money today or tomorrow…
- Try the obvious: Look around your home.
- Take out a cash advance.
- Recycle.
- Pawn or sell items of value.
- Sell an old cell phone.
- Sell your plasma.
- Ask a friend or family member for a loan.
- Payday loan stores are an option (just not a good one).
2.What is the benefit of using ZestMoney EMI?
- 0% interest on 3-month plans.
- 0 down-payment.
- No Application Fees.
- 100% online process.
- No credit card, debit card or credit score required.
- Shop from multiple categories including mobile phones, laptops, TVs, travel, and furniture.
- 3000+ merchant partners who accept ZestMoney.
How to Apply for Personal Loan?
- Fill in the online application form with your personal, employment and financial details.
- Choose your loan amount and repayment tenor to receive instant approval.
- A Bajaj Finserv representative will get in touch with you.
- Receive disbursal of your loan within 24 hours of approval.
ZestMoney is the fastest way to pay using EMI even if you don’t have a credit card. Using its completely online process you can pay for your entire cart amount in EMIs of your choice. It has one of the highest approval rates and zero pre-closure charges.
