Lipa na Mpesa charges are different from Safaricom mpesa charges and other M-pesa transaction charges. Traders increase business efficiency and ensure safe transactions by using Lipa na Mpesa. You can use the service to pay between 10 shillings and Ksh 70,000.
PayBill is a cash collection service that allows your organisation to collect money on a regular basis from your customers through M-PESA. Till Number on the other hand is a service that allows customers to pay for goods and services. When you pay for a service, the transaction cost is zero.
PayBill is a revolutionary SMS based payment service which allows you to use your mobile phone as your credit or debit card. PayBill can be used to make easy and secure payments online, over the phone, across the counter or from just about anywhere.
Application for Mpesa Till Number as a Devolved Government Requirements
- Duly filled and signed application form and Terms and conditions ( Download the application form here)
- Letter from the County Committee Executive signed by at least 2 officials.
- A letter from the County Accountant confirming the request to open the.
Click on loan. Select
pay loan. Choose from M-Pesa. Enter loan amount.
How to Send Money to Another Person Using M-Pesa
- Go to M-Pesa menu on your sim toolkit.
- Choose send money option.
- Enter the recipient's phone number.
- Enter the amount.
- Enter M-Pesa PIN.
- Send the money by pressing OK.
How to pay your Safaricom PostPay Bill
- You need to be an M-PESA registered customer.
- Ensure you have sufficient funds in your M-PESA account to cover the amount you are paying.
- Go to M-PESA on your phone Menu.
- Select Payment Services.
- Select PayBill.
- Enter the business number 200200.
- Enter the mobile number or account number you wish to make payment to.
To get a Lipa na M-Pesa account, you will need the following:
- Business registration documents or business permits.
- KRA PIN.
- National identity cards of all the business partners.
- An M-Shwari registered Safaricom mobile number.
If you have enough airtime in your phone, you can purchase bundles by dialing *544#. Once you have dialed the number, select “buy internet bundles”. You will now have the option of purchasing bundles with either airtime or m-pesa account. Another way is by sending a sms of the price of the bundles to 450.
To buy airtime using Fuliza, follow the following procedure:
- Go to the M-Pesa menu.
- Select the Pay Bill option.
- Enter business number which is 737373.
- Enter your number as the account number.
- Enter the amount of Airtime you wish to buy.
- Enter your PIN number and click send.
Airtime is something that all prepaid Safaricom mobile phones need so that calls can be made, texts can be sent and data can be used. Unlike contract phones, airtime must be bought in advance. If a Safaricom phone runs out of airtime then it cannot be used again until it has been topped up.
To repay your Fuliza simply deposit cash to your M-PESA or receive M-PESA and your Fuliza balance will be deducted automatically. To register for Fuliza simply dial *234# and select Fuliza. You need to be an M-PESA registered customers with an active Safaricom line.
To buy airtime using Fuliza, follow the following procedure:
- Go to the M-Pesa menu.
- Select the Pay Bill option.
- Enter business number which is 737373.
- Enter your number as the account number.
- Enter the amount of Airtime you wish to buy.
- Enter your PIN number and click send.
Dial *234# and Select Fuliza M-PESA to check your limit, balance, mini statement and opt out option. Every time you transact using Fuliza, you will receive an sms with the outstanding Fuliza amount.
Buy Airtime with MPESA
- Go to M-PESA on your phone.
- Select Lipa na M-PESA.
- Select Pay Bill option.
- Enter Business no.
- Enter the four letter code of the Mobile Telco followed by the Phone No to top up e.g. AIRT0735123456, ORNG0771123456.
- Enter the Amount with wish to buy.
- Enter your M-PESA PIN and Send.
Incase of Delays, you can quickly
buy Kenya Power KPLC
Tokens Online
via Pesapal Mpesa Paybill number 220220.
For Prepaid go to Mpesa menu then;
- Select Pay Bill.
- Enter Business No. 220220.
- Enter Account No. PAWANNNNNNNNNNN (Where NNNNNNNNNNN is your 11 Digit Meter Number)
- Enter the Amount.
- Enter your M-Pesa PIN then send.
Below is a step-by-step guide on how to buy airtime for your Safaricom line:
- Go to the Airtel Money Menu.
- Select "Make Payments."
- Select the "Pay Bill" option and then select 'Other.
- For the "Business Name," enter "Pesapal" and press OK.
- Enter the amount for the airtime you wish to buy.
However, Lipa na M-Pesa has a secret: Hidden charges. While Lipa na M-Pesa is marketed as free to the consumer (with merchants paying 1% of transaction value to Safaricom), the truth is Safaricom allows merchants to charge . 5% of the transaction value to consumers if they want—and many merchants do so.
To reverse a Lipa Na M-PESA PayBill, you have to contact the merchant directly and request for the reversal. If you do not have the merchant number, call Safaricom directory on 191 and ask for the number of the merchant who runs the MPESA PayBill.
If you send an MPESA payment to a wrong till number using the Lipa na MPESA Buy Goods & Services, do not despair. You can get the funds back. You can get the M-PESA transaction reversed. Call Safaricom on 234 and ask for them to initiate the MPESA reversal.
ATM Withdrawal
| Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
|---|
| 200 | 2,500 | 34 |
| 2,501 | 5,000 | 67 |
| 5,001 | 10,000 | 112 |
| 10,001 | 20,000 | 197 |
Mpesa reversal usually does not take a long time. It usually takes about 24 hours but in some instances, your M-Pesa reversal will take up to 48 hours. You must exercise patience since the reversal process is not as straightforward as you may think. Your money will be reversed but it will take some time.
